Up to 36 months, as low as 370.22 per month. The polar pattern con is a reasonable issue depending on your circumstances. Audio-Technica Deluxe USB Cardioid Condenser Microphone (AT2020USB ) with Microphone Shock Mount & Universal Pop Filter Microphone Wind Screen with Mic. Audio-Technica AT2020 Cardioid Condenser Studio XLR Microphone, Black. With all of that being said, I would never base a microphone purchase off of their included stands. The Blue Yeti, for example, offers 4 different pattern modes, offering massive flexibility for any environment. Audio-Technica AT2020USB+ Cardioid Condenser USB Microphone, With Built-In Headphone Jack & Volume Control, Perfect for Content Creators Visit the Audio-Technica Store 4. As I already mentioned this is due to how the mechanism functions. Well yes, these microphones do still require phantom power. In fact, many of the models mentioned here such as the Audio Technica AT2020 have a USB version of the same mic. Some microphones only take input from the front ("Cardioid", like this one), others may take it from all sides ("Omni"). USB condenser microphones have become very common in recent years. If you aren't sure of what microphone polar patterns are, it's the indication of how sensitive it is to sounds from certain directions (and can also be referred to as "directionality"). The other downside we find with this USB microphone is the permanently polarized condenser. That being said, there are alternatives out there for both tripod stands and boom stands, which we would recommend you look into anyways. This isn't that uncommon of an issue, but a bit disappointing for a microphone in this price range. A great little condenser mic that is also very affordable. It is ideal for singer/songwriters, podcasters, voiceover artists, field recorders, and home studio recordings. They also led the way in more budget friendly versions and one of their triumphs was the original AT2020. The AT2020USB+ Cardioid Condenser USB Microphone from Audio-Technica is designed to digitally capture music as well as other audio sources. When we first purchased the Audio Technica AT2020USB+, we struggled for a while to get it to stand up. Powerful USB Microphone for Any Studio Audio Technica have long been associated with High quality microphones. The first major downside we found is with the tripod stand.